Question: What is Uninsured Motorist Coverage?
Answer: Uninsured Motorist Coverage is an insurance coverage option that allows you possible recovery from your insurance policy, if the at-fault driver does not have insurance coverage or if the at-fault driver cannot be identified (i.e. hit and run driver). It is recommended that all drivers carry uninsured coverage.
Question: Is there a difference between uninsured motorist coverage and underinsured motorist coverage?
Answer: Yes. Underinsured coverage provides an additional source of collecting for serious injuries caused by a truck accident. It is different from uninsured coverage, which is available when the at-fault vehicle had no identifiable insurance.
If you or a loved one was seriously injured in an Ohio truck accident, talk with a committed Ohio truck accident lawyer. Please submit a simple, free and confidential legal consultation form now.
Question: What if the truck driver who hit me had been drinking?
Answer: This may entitle you to a Dramshop Claim. This is the legal term for a lawsuit against a liquor store, bar, or other business, which illegally sold alcohol to a person involved in an Ohio truck accident.
The most common Dramshop Claim involves alcohol sold to someone who is visibly intoxicated. A valid Dramshop Claim also exists, if alcohol was served to a person who is under 21 years of age.
Ohio laws governing Dramshop Claims are complicated. If alcohol was involved in your accident, you should contact our Ohio truck accident lawyers immediately.
If you or a loved one was seriously injured in an Ohio truck accident, talk with a dedicated Ohio truck accident lawyer. Please submit a simple, free and confidential legal consultation form now.
Take advantage of the Bernstein Approach today. Protect your legal rights.